AISHWARYA MUTUALLY AIDED COPERATIVE CREDIT SOCIETY LTD (AMACCSL) was established in 2011 under the provisions of the Andhra Pradesh Mutually Aided Cooperative Societies Act 1995, Vide Registration No AMC/DCO/RR/1599/2011 with a mission to ensure better living standards to its members by offering the best deposit products in the market and timely lending to meet their financial needs. We always keep an eye on the latest financial and technological trends to ensure that all our products are not only competitive but extremely beneficial to all our members.

AISHWARYA's major objective is “to Maximize Client’s Wealth in Minimum Possible Time” by providing the best interest rates in the market on its deposits, simultaneously ensuring the safety of Depositor’s money. And to assure the Security of depositor’s money it has made it a policy to lend its funds only against Collateral / Security ( upto 50-60% of market value). No unsecured loans are entertained.

Right from the beginning, AISHWARYA has been very innovative not only in the area of operations by introducing online banking through CBS, but also in coming out with new products and services embracing the latest techniques and technologies to ensure maximum benefit and safety to the customer. It is evident from the launch of ANY BRANCH banking, ECS (Electronic Clearance Services) facility for loan repayments, instantaneous Email / SMS alerts for all deposits and withdrawals made in their respective accounts. Further to make Balance Enquiry or view the account statement, AISHWARYA has introduced the Mobile Banking App as another bold step towards making banking with AISHWARYA a pleasant experience. Also it is in the process of tying up with other banks for direct credit and debit transactions in its member’s accounts through RTGS/NEFT which is something unique for a cooperative society providing such banking service in India.

Aishwarya MACC Society


Savings Bank Account
Savings Bank Account (SB) A/C

Savings Account can be opened by any individual with relevant identity and address proofs at any of our branches to deposit and withdraw at his or her convenience. Attractive interest of 5% per annum on daily balance is provided in this account.

Recurring Deposits
Recurring Deposits (RD) A/C

RD scheme helps the customer save small amounts monthly and get a lump sum on maturity to help you meet children's education, loan repayment, Tax Saving investments etc. Currently we are offering interest upto 12% on our RD.

Fixed Deposits
Fixed Deposits (FD) A/C

The society offers the best rates in the market on its Fixed / Term Deposits for different maturity periods with a facility of drawing interest on a monthly or quarterly basis or on maturity.

Life and General Insurance
Life & General Insurance

A member can avail Life Insurance services to cover his / her life and General Insurance services to meet Health and Accidental hospitalisation expenses.

Our Services

Safe Deposit Locker

In order to ensure the safety of the customer's valuables, the society offers safe deposit locker facility at its branches with 24/7 surveillance to all the members of the society.

Pass Book & Statement

The Society offers passbook and account statement facility to provide a summary of transactions in your account occurred over a period of time.


The customer can easily transfer funds electronically from their accounts using RTGS / NEFT / IMPS facility.

Customer Care

The Society provides a single point contact number 040-29883355 to make enquiries and also to place grievances if any. The customer can also email info@aishwaryamaccs.com for further clarification.


The Society's major objective is Customer's Wealth Generation. By giving maximum interest in a shortest possible time through its deposit products viz Fixed Deposit (FD), Recurring Deposit (RD) & Savings Account (SB).

Contact Us

Our Clients Testimonial

Our clients, like our people are most trusted assets. We nurture every client relationship with commitment, passion & integrity, which is the reason why most of our clients have been with us.

I am surprised and glad to know that I am getting 2 Years interest on a Fixed Deposit (FD) in any scheduled bank within 1 Year only in AISHWARYA FD - A.Subbarao

I personally feel investment in Aishwarya Fixed Desposit is a ideal investment option where i am getting a monthly interest (Income) of Rs.20000/- on my Rs.20 Lakhs FD which i don't get in any other deposit schemes.

- Laxman Rao

Investment in Aishwarya Recurring Deposit (RD) is a better deposit option compared to any Chit Fund investment. Because the Return On Investment (ROI) is much higher comparatively.

- Gopala Krishna

I find investing in Aishwarya FD Scheme which gives assured monthly interest of 12% is a better option than investing in any Mutual Fund Monthly Income Plan (MIP) which does not give assured return.

- Anil Patel